Mortgage Blog

Exploring Mortgage Amortization Extensions

Exploring Mortgage Amortization Extensions

December 7, 2023 | Posted by: Brie Robertson

Recent inflation numbers indicate that inflation is slowing, and many economists are saying that the most recent drop in the inflation rate will give the Bank of Canada the slack that it needs to hit ...

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Moving for work? Don’t forget to claim your moving expenses

Moving for work? Don’t forget to claim your moving expenses

June 8, 2023 | Posted by: Brie Robertson

So long Ontario and BC… Alberta and Atlantic Canada are luring Millennials and Gen Zs in record numbers, with that rare combination of good job prospects and, with home prices that are still wi ...

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Understanding CRA Reporting Rules for Property Sales – Including Your Principal Residence

Understanding CRA Reporting Rules for Property Sales – Including Your Principal Residence

June 2, 2023 | Posted by: Brie Robertson

This article is for information purposes only and is not intended as tax advice. We recommend you consult a recognized and accredited tax professional if your situation warrants it.  Real estate ...

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What first-time homebuyers can expect with the new tax-free First Home Savings Account

What first-time homebuyers can expect with the new tax-free First Home Savings Account

April 28, 2023 | Posted by: Brie Robertson

Since it was proposed in the 2022 Federal Budget, we’ve learned more details about this exciting new program aimed at helping first-time homebuyers purchase a home.  The bill is currently ...

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5 reasons to get a second opinion on your mortgage renewal

5 reasons to get a second opinion on your mortgage renewal

January 2, 2023 | Posted by: Brie Robertson

5 reasons to get a second opinion on your mortgage renewal Given the large financial commitment of a mortgage, it's surprising that so many homeowners sleepwalk through the mortgage renewal process a ...

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The Pros and Cons of Locking In

The Pros and Cons of Locking In

December 7, 2022 | Posted by: Brie Robertson

The holiday season is upon us, bringing an end to a tumultuous year. 2022 saw inflation reach levels not seen for 40 years, followed by substantial interest rate hikes. From March to December, ...

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Home Buying Preparedness

Home Buying Preparedness

December 6, 2022 | Posted by: Brie Robertson

Understand your closing costs and ongoing expenses   According to a TD Canada Trust First-Time Home Buyers Report, one of the biggest lessons learned by 60 per cent of new home buyers was that ...

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Going through a separation or divorce? Your home can be the asset that gives both partners a fresh start.

Going through a separation or divorce? Your home can be the asset that gives both partners a fresh start.

November 23, 2022 | Posted by: Brie Robertson

If you have a final separation agreement, then talk to your mortgage broker about how the value in your home and the power of your mortgage can help you both move forward on firm footing. Your broker ...

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Manage your credit score…it’s your passport to financial opportunities

Manage your credit score…it’s your passport to financial opportunities

November 7, 2022 | Posted by: Brie Robertson

So maybe you let a few bills slide when things were tight. Or maybe you haven’t seen a zero balance on your credit card in longer than you can remember. Then there was that temporary line of cre ...

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Important credit score tips

Important credit score tips

November 3, 2022 | Posted by: Brie Robertson

There’s a virtual credit file with your name on it! When it comes time to take out a mortgage, that file gets opened and the result is a credit score that will help determine whether and how muc ...

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