Mortgage Blog

5 reasons to get a second opinion on your mortgage renewal

January 2, 2023 | Posted by: Brie Robertson

5 reasons to get a second opinion on your mortgage renewal Given the large financial commitment of a mortgage, it's surprising that so many homeowners sleepwalk through the mortgage renewal process a ...

The Pros and Cons of Locking In

December 7, 2022 | Posted by: Brie Robertson

The holiday season is upon us, bringing an end to a tumultuous year. 2022 saw inflation reach levels not seen for 40 years, followed by substantial interest rate hikes. From March to December, ...

Home Buying Preparedness

December 6, 2022 | Posted by: Brie Robertson

Understand your closing costs and ongoing expenses According to a TD Canada Trust First-Time Home Buyers Report, one of the biggest lessons learned by 60 per cent of new home buyers was that ...

Going through a separation or divorce? Your home can be the asset that gives both partners a fresh start.

November 23, 2022 | Posted by: Brie Robertson

If you have a final separation agreement, then talk to your mortgage broker about how the value in your home and the power of your mortgage can help you both move forward on firm footing. Your broker ...

Manage your credit score…it’s your passport to financial opportunities

November 7, 2022 | Posted by: Brie Robertson

So maybe you let a few bills slide when things were tight. Or maybe you haven’t seen a zero balance on your credit card in longer than you can remember. Then there was that temporary line of cre ...

Important credit score tips

November 3, 2022 | Posted by: Brie Robertson

There’s a virtual credit file with your name on it! When it comes time to take out a mortgage, that file gets opened and the result is a credit score that will help determine whether and how muc ...

Top five reasons to refinance

November 1, 2022 | Posted by: Brie Robertson

For many Canadians, their home is a terrific repository of wealth. Home equity can build nicely by chipping away at payments and through increasing home values. Accessing home equity through a refinan ...

Fixed or Variable-Rate Mortgage?

October 14, 2022 | Posted by: Brie Robertson

If you are rate shopping, you’ll notice that the lowest available rate will be for a variable mortgage, which is why we're often asked “what does variable mean and how is it different from ...

How to Deal With Mortgage Payment Difficulties

October 14, 2022 | Posted by: Brie Robertson

Sometimes unforeseen financial circumstances can impact your ability to make your regular mortgage payments. Or perhaps your debt demons have been caused by taking on too much other high-interest de ...

Strategies to Dig Yourself Out of the Debt Hole

October 13, 2022 | Posted by: Brie Robertson

Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ...

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