Mortgage Blog

Category: Rates (8 posts)

A (Potential) Breath of Relief

A (Potential) Breath of Relief

April 24, 2024 | Posted by: Brie Robertson

After years of holding steady or inching upwards, we might be finally catching a  break on mortgage rates. This news comes with a sigh of relief for prospective homebuyers and existing homeowners ...

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Exploring Mortgage Amortization Extensions

Exploring Mortgage Amortization Extensions

December 7, 2023 | Posted by: Brie Robertson

Recent inflation numbers indicate that inflation is slowing, and many economists are saying that the most recent drop in the inflation rate will give the Bank of Canada the slack that it needs to hit ...

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The Pros and Cons of Locking In

The Pros and Cons of Locking In

December 7, 2022 | Posted by: Brie Robertson

The holiday season is upon us, bringing an end to a tumultuous year. 2022 saw inflation reach levels not seen for 40 years, followed by substantial interest rate hikes. From March to December, ...

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Fixed or Variable-Rate Mortgage?

Fixed or Variable-Rate Mortgage?

October 14, 2022 | Posted by: Brie Robertson

If you are rate shopping, you’ll notice that the lowest available rate will be for a variable mortgage, which is why we're often asked “what does variable mean and how is it different from ...

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When you’ve got “rate envy”, does it make sense to refinance?

When you’ve got “rate envy”, does it make sense to refinance?

December 19, 2019 | Posted by: Brie Robertson

Who would have believed that mortgage rates would have such a continued downward trend? Mortgage shoppers are looking at some of the lowest rates in history, and many homeowners with existing fixed-te ...

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Co-signing A Mortgage: Things To Consider

Co-signing A Mortgage: Things To Consider

March 20, 2019 | Posted by: Brie Robertson

It’s quite common for parents to co-sign loans for their children who have yet to build a strong enough income or credit history to buy a home. Grandparents and other close relatives are also he ...

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Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

February 4, 2019 | Posted by: Brie Robertson

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ...

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Should You Spend the Full Mortgage Amount You're Approved For?

Should You Spend the Full Mortgage Amount You're Approved For?

January 29, 2019 | Posted by: Brie Robertson

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...

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